📈 Investment Scam Risk Analyzer
Answer a few questions about an investment offer. Our engine checks for Ponzi scheme patterns, fake returns, unregistered platforms, and 20+ fraud red flags used by investment scammers.
Tell Us About the Investment
Fill in the details above and click Analyze to get your scam risk score.
Legitimate vs. Scam Investment: Key Differences
| Feature | Legitimate Investment | Investment Scam |
|---|---|---|
| Promised Returns | Variable, reflects market risk (5–12% avg) | Guaranteed 20–300%+ monthly |
| Regulation | Registered with SEC, FCA, FINRA, or local authority | Unregistered, claims "exempt", offshore |
| Recruitment | No earnings from recruiting others | Earn more by bringing in new investors |
| Withdrawals | Can withdraw anytime (minus any lock-up terms) | Blocked, delayed, require additional fees |
| Payment methods | Bank transfer, ACH, check — traceable | Crypto only, gift cards, wire to individual |
| Transparency | Audited financials, named management, legal docs | Anonymous, "proprietary system", no audit |
| Risk disclosure | Prominently discloses investment risk | "Zero risk" / "100% safe" |
| How they found you | You sought them out / licensed broker referral | Unsolicited DM, WhatsApp, social media ad |