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🏠 Rent vs Buy Calculator

The US housing crisis has pushed this to a top-searched query. Compare the true total cost of renting vs buying — including hidden costs most calculators miss.

Buying Costs

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Current 30-yr fixed avg ~6.85%
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US avg ~1.1% of home value
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$
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Rule of thumb: 1% of home value/yr
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Renting Costs

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US avg rent increases ~4%/yr
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Opportunity cost of your down payment

Comparison Settings

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Agent commissions ~6%
Enter your numbers and click Compare.
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